Credit Admin Manager
Job Category : Credit
Job Code : 2021
Job Name : Credit Admin Manager
Details :REPORTING TO: Head Products & Revenue Assurance
RESPONSIBLE FOR: Retail MI and Analytic
PURPOSE OF JOB
Administer the lending Portfolio by facilitating releasing of the credit facilities approved by the credit committee and to ensure the procedures are complied before disbursement.
Preparation of availment tickets
Disbursement/Booking of the approved credit facilities in the system (i.e for customers as well as staff)
Facilitating valuation of properties pledged as securities against credit facilities
Arranging and follow up payments and submission of Insurance Policies and Land Rent Receipts.
Ensure proper recovery of bank fees as per sanctions
Loan Liquidation / Reschedules/Restructuring.
Preparation of reports i.e BOT, AGITF, ALCO, BOARD PAPER etc
Responding to queries related to bank charges on credit facilities.
Doing roll-over of overdraft facilities in the system
Maintaining marking of lien in the system for all FDRs held under lien against credit facilities.
Availization and release of Post Import Loans.
Authorization of system approved limits / loans to the borrowers
Authorization on the system for Bank charges / fees related to Credit Department
Authorization on the system for refund / reversals of penal interests and bank charges if any i.e subject to approval from management.
Authorization on the system for payments made to valuers after obtaining approval from management.
Authorization on the system forpayments made to the lawyers who render legal services to the Bank
INTERACTION WITH OTHERS
Internal: Regular contact with the legal and Credit departments
External: Monthly contact with valuers, Insurance companies, Audit firms and other banks
University degree in Finance, Accounting or a related discipline, preferably with other related professional qualifications.
Relevant professional qualifications in Banking, Finance or Accounts will be an added advantage.
EXPERIENCE AND QUALITIES:
Minimum 5 years working experience in Banking Industry
Good analytical skills
Good communication skills
Carry out work in accordance with the Bank’s procedures
Perform the assigned tasks with due diligence
Eliminate waste of whatever form, suggest the use of new practices and contribute to the continuous improvement of the Bank
HOW TO APPLY
Please send your application to firstname.lastname@example.org